# broRacks | #1 Mobile Money Payment Gateway & Aggregator in Uganda

> broRacks is Uganda's premier developer-first Mobile Money payment gateway and API aggregator. It enables businesses, developers, e-commerce stores, SACCOs, and merchants to seamlessly collect payments and disburse funds via MTN Mobile Money and Airtel Money with zero setup delays, real-time webhooks, and hosted payment links.

## Core Features That Drive Business Growth

- **Instant Collections (STK Push)**: Trigger real-time Mobile Money PIN prompts on customer phones for both MTN and Airtel Uganda (`07...` local phone numbers supported).
- **Fast 2-Second Reconciliation**: Real-time status polling and instant webhook delivery (< 2s) upon payment collection.
- **Hosted Payment Links**: Shareable checkout links (`https://www.broracks.online/pay/[slug]`) with instant downloadable PDF payment receipts and mobile share sheet support.
- **Bulk Disbursements (Payouts)**: Instant automated withdrawals to Mobile Money accounts with strict phone-lock security and approval workflows.
- **Developer-First REST API**: Standardized JSON endpoints with HMAC-SHA256 signature security and interactive Scalar documentation at `https://www.broracks.online/docs`.
- **Low & Transparent Pricing**: 3.0% all-inclusive transaction rate (includes 2.5% gateway fee + 0.5% platform commission) with zero hidden maintenance fees.

## Quick Links

- [Official Website](https://www.broracks.online)
- [Developer API Documentation](https://www.broracks.online/docs)
- [Full Technical LLM Spec](https://www.broracks.online/llms-full.txt)

## Integration Example (STK Push Collection)

```bash
curl -X POST https://api.broracks.online/v1/collections/stk-push \
  -H "Authorization: Bearer sk_live_your_secret_key" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 10000,
    "phone_number": "0707002073",
    "description": "Subscription payment"
  }'
```

## Entity Details

- **Name**: broRacks Payments
- **Category**: Financial Technology / Mobile Money Payment Aggregator
- **HQ**: Kampala, Uganda
- **Supported Networks**: MTN Mobile Money Uganda, Airtel Money Uganda
- **Supported Currencies**: UGX (Ugandan Shilling)
- **Status**: Production Ready & Fully Regulated Compliance